from, Indur K Chhugani, 501-502, Pinky Panorama, 6th Road, Khar W, Mumbai 400 052 30th April 2011

To,
Justice Shri. S H Kapadia,
Chief Justice Of India,
The Supreme Court Of India,
Delhi 110001.


SUBJECT: Why the corrupt have full faith in the courts.


Respected Sir,


Attached is a one page self incriminating document, submitted by the Senior Officer of Punjab National Bank in OA 17 of 2005 with full confidence that the Presiding Officer (Judge) Mr Vijay Kumar of Debt Recovery Tribunal-1 at Mumbai will ensure that no action will be taken against the Bank or its officers, though fraud involved is of Rs 10 crores.

Kindly go through it:

1. Firstly the Punjab National Bank in 1998 gave a loan of Rs 3.5 crores to a fraud company Soundcraft Industries Ltd., started by an Ex Bank Officer, against security of a 398 sq. ft flat at 502, Pinky Panorama, Khar W having agreement value of Rs 26.92 lakhs (original agreement with bank) purchased a few months earlier in 1998 itself.

2. Thereafter on 1-2-2003, the Punjab National Bank has enhanced the loan to Rs 10 crores and have accepted the same flat worth Rs 26.92 lakhs whose title deed was already with the bank, as additional security for the enhanced loan.

3. Original NOC from Society dated 7-9-1998 is again a forged record, admitted in open court by bank officers.

4. The company has disappeared.

5. When this applicant pointed out this fraud to the Judge Mr Vijay Kumar through Intervening Application 74 of 2010, the Judge simply laughs it off, stating “It is their own money they have given away not yours”. What’s more, the Judge is keen to bury this fraud by ensuring that he kicks this Intervener Applicant out of this case.

6. It is Judges like this Mr Vijay Kumar, who are responsible for galloping corruption in the country and increased confidence in the corrupt, that the Judiciary is on our side.


Yours truly,



Indur K Chhugani Mobile 98201 71571



Copies with covering letters to:


1. The Prime Minister of India. New Delhi
2. Mr Pranab Mukerjee, Finance Minister, Delhi.
3. Chairman, DRAT, Mumbai.
4. Chairman, Punjab National Bank.
5. Reserve Bank of India, Mumbai.
6. Mr Rishiraj Singh, CBI, Mumbai.